Financial Tools
Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.
Auto
Find out how much interest you can save by increasing your monthly auto loan payment.
Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
Use this calculator to see how much interest you can save by refinancing your auto loan.
This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.
This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Should you lease your next automobile or finance it? Find out with this calculator!
Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
Breakeven Analysis
Find out how many and what price you must sell your product at to make a profit.
Business
Business Debt Consolidation Calculator
Should your business consolidate its debt? Use this calculator to find out.
This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
Should you lease your equipment or finance it? Find out with this calculator!
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
If you have repossessed personal property from a deferred payment sale, you can this calculator to determine the gain or loss.
If you have repossessed personal property with installment payments, you can this calculator to determine the gain or loss.
If you have repossessed real property, you can this calculator to determine the gain or loss as well as its new basis.
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Debt and Credit Cards
Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Use this calculator to see just how expensive paying interest on your debt can be.
Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.
The Credit Card Optimizer helps you determine the best distribution of your credit card debt.
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
Use this calculator as a starting point for your debt management plan.
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
This Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule.
The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.
How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.
Insurance
Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan.
This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.
Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.
This calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees.
One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning.
Estimate what your monthly payments might be from an immediate annuity.
Find out how much life insurance you really need!
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
How can a variable annuity help you save for retirement? Use this calculator to find out.
How can a variable annuity help you save for retirement? Use this calculator to find out.
Use this calculator to determine the annual return of a known initial amount, a stream of deposits, plus a known final future value.
Investment
Use this calculator to project how much a series of annual stock option grants could be worth to you.
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!
Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.
Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.
This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out.
Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
An investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property.
The Investment Questionnaire is designed to help you create a balanced portfolio from a broad range of investment classes.
This questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities.
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
Use this calculator to see how long your investment savings can last once you begin taking distributions.
Use this calculator to determine the annual rate of return of known lump sum starting and ending amount.
Use this calculator to determine the future value of a lump sum.
Use this calculator to determine the present value of a future lump sum.
Income generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.
This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment.
This calculator can help you determine exactly what it might take to return your to your original investment balance.
Use this calculator to determine the present value of a known final future value plus a stream of deposits.
Use this calculator to determine the how much needs to be invested now to achieve a future goal. The total amount required immediately is reduced by the present value of a stream of additional deposits.
This calculator shows a REIT's hypothetical yield and how ROC impacts tax equivalent yield.
Use this calculator to determine the value of your stock options for the next one to twenty five years.
This calculator is designed to help compare a normal taxable investment vs. a tax deferred investment.
This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.
